HOW IT WORKS

how it works

Get Driving in 5 Simple Steps

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STEP 1

Meet with Your Dealer

Discuss your budget and determine available down payment (typically $1500+)

Share the type of car you’re looking for

The dealer forwards your information to LTO Sales

STEP 2

LTO Sales

Provide verification information (Name, Address, License, Insurance)

Explore available vehicles

Schedule your appointment

Verify information

Create custom deal terms based on your profile

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STEP 3

LTO Appointment

View the vehicle in person

Confirm deal terms and conditions

Terms sent to LTO Corporate for review and approval

STEP 4

LTO Final Approval

Agreed upon terms and conditions are reviewed and approved with two signatures

Verification information confirmed (paper or electronic valid driver’s license)

Closing documents sent back to your appointment rep for execution

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STEP 5

Closing

Sign the final documents

The car is delivered to the customer

All paperwork is securely scanned and stored

We work with all credit types, no judgment, just solutions.

Flexible leases make it easy to upgrade or downgrade anytime.

Earn $100 for every friend you refer who closes a deal.

BENEFITS OF LEASING

Why a Car Lease Might Be the Right Move for You

Leasing a pre-owned vehicle offers a smart, affordable path to driving the car you want, without the heavy commitment of a long-term purchase. It's an ideal option for drivers who wish to have predictable costs, lower up-front expenses, and the freedom to choose what works for their lifestyle. Whether you're working on your credit or just looking for a better way to drive, leasing gives you more room to move forward.

Lower monthly payments

Smaller initial down payment

No long-term ownership worries

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Fast. Flexible. For Everyone.
Start Your Lease Application Now!

Apply Now
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